When most people think of prenuptial agreements they think of documents that only apply to the rich and/or famous. However, in this day and age, pretty much anyone can benefit from a prenup.

Essentially, a prenup sets out how financial issues should be addressed in the case of divorce such as property division and spousal support. But the marital contracts can also help make sure a couple is on the same page, financially speaking, before tying the knot.

As a recent article from USA TODAY reports, financial advisers are the first to suggest that prenups can serve an important purpose for couples in a variety of circumstances. Accordingly, here are seven times they say it would be wise to consider a prenup:

1. You have significantly more or less assets than your partner. A prenup can spell out exactly how your assets should be divided.
2. Your partner has significantly more or less debt than you. A prenup can address who should be responsible for which debt.
3. You own a small business. A prenup can set forth what rights, if any, your partner has to your business.
4. You have children from a previous relationship. A prenup can protect the financial interests of your children from a previous marriage or relationship.
5. You expect to receive an inheritance. A prenup can make sure that the inheritance you receive is considered separate property, if that is what the donor intended.
6. You and your partner have different views on finances. A prenup can address the issues that could arise during the marriage such as how much money should be kept in savings at all times.
7. You want to keep part of your finances separate. A prenup can help distinguish which assets are martial in nature and which are separate.

As you can see, a prenup can be valuable in numerous situations, not just when there are significant assets involved. Talk to an experienced family law attorney in your area for more information on whether a prenup is right for you.